Our Process

Services

We do one thing well: get businesses onto the right payment setup — with interchange-plus or dual pricing — at a price they can verify.

  • 1. Free statement review

    Send a recent processing statement. We break down interchange, assessments, and markup so you can see exactly what you're paying and why.

  • 2. The right system, matched

    Because we're independent, we recommend the POS, terminal, or gateway that fits your workflow — not whatever we're incentivized to sell.

  • 3. Two pricing models to choose from

    Interchange-plus: transparent, itemized pricing with a fixed markup — no tiered buckets, no surprise reclassifications. Or dual pricing: a card price and a cash price that eliminates your merchant fees. We'll help you pick the right one.

  • 4. Installed, compliant, supported

    We handle deployment, managed PCI compliance, and 24/7 support with a dedicated case manager for chargebacks.

Pricing

Two Ways to Save

We offer two pricing models, not one. Both are legitimate ways to cut what payments cost you — we'll help you choose the right one for your business.

  • Interchange-Plus Pricing

    Industry-low rates.

    • Transparent, itemized pricing — the card networks' true cost plus a small fixed markup, in writing
    • No bundled tiers and no padded fees hiding inside a blended rate
    • Every statement stays readable: interchange, assessments, and markup as separate lines
    • You can verify what you pay, month after month

    Best for merchants who want the lowest true cost with full transparency.

    Get a Free Statement Review
  • Dual Pricing

    Eliminate your processing fees completely.

    • A dual-pricing program with one price for card and one price for cash
    • Processing costs come off your bottom line instead of out of your margin
    • Your merchant fees are eliminated
    • Set up on your existing POS or terminal so checkout stays simple

    Best for merchants who want to stop paying processing fees entirely.

    Get a Free Statement Review

Dual Pricing

How Dual Pricing Works

Three steps, no disruption to how you already ring up a sale.

  • 1. We set it up

    We configure compliant dual pricing on your POS or terminal, including the signage and receipt wording.

  • 2. Customers see both prices

    At checkout your customers see a card price and a cash price, clearly displayed before they pay.

  • 3. You keep more

    Processing fees come off your bottom line instead of coming out of every sale.

Every dual-pricing program we set up is configured to stay within card-brand rules and applicable compliance requirements, and we walk you through how it works before you go live.

Server presenting a payment device while a guest holds out a credit card

Funding Speed

Get Paid 7 Days a Week.

Funded through Elavon — including weekends and holidays, so your deposits don't sit waiting on banking days. Depending on your platform and how your account is set up, we can also put you on same-day or next-day funding, so your money hits your bank account as soon as possible after you batch out. We'll tell you which is available to you when we review your statement.

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Ready to see what you're overpaying?

Send us a recent statement and we'll show you, line by line, what your processing should cost — then help you choose between interchange-plus pricing and dual pricing. No obligation.