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Card processing, explained
Plain-English answers on fees, dual pricing, statements and POS systems from BP Global Merchant Services in Dallas.
How fast do card sales hit your bank account?
Card deposits usually take one to three business days. See how batching, cutoffs, weekends, holidays, reserves and chargebacks affect when you get paid.
Read articleHow do I choose a POS system and a card processor?
How to choose a POS system and card processor: bundled vs. outside processing, what to compare, flat-rate vs. interchange-plus math, and when to keep your POS.
Read articleHow much does credit card processing cost in 2026?
What card processing costs in 2026: interchange, network fees and markup, pricing models, the debit cap ruling and the pending Visa/Mastercard settlement.
Read articleHow do card processing fees work for restaurants and bars?
How card processing fees work for restaurants and bars: 2026 interchange rates, tips, bar tab holds, tap to pay, dual pricing menus, chargebacks and POS choice.
Read articleHow do I read my credit card processing statement?
How to read a credit card processing statement: find interchange, card-brand fees and markup, calculate your effective rate, and spot fees worth questioning.
Read articleDual pricing vs. surcharging vs. cash discounts (2026)
How dual pricing, credit card surcharges and cash discounts differ, what Visa, Mastercard and Texas law allow in 2026, and which option fits your business.
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